We specialise in pension advice on all types of pension schemes. These include occupational pensions, personal and stakeholder pensions, AVC’s (additional voluntary contributions), SIPPS (self invested pension plans) and Section 32 (S32) buyout pension plans. Our aim is to give unbiased independent advice on all different types of pension choices.

Which will be the best pension for me?

This all depends on your personal circumstances – our first aim is establish your current position regarding your pension. Do you have a pension through work? Have you been offered to join an employer pension scheme? Do you already contribute towards a retirement plan? How much do you pay into a current pension scheme? Once we know your current position regarding existing pension arrangements we look at what you want to achieve – this includes when you want to retire, how much you would like to retire with and how far are you towards realising your personal pension goals. From here we now know what you currently have, what you want to achieve and how far away you are from achieving your desired retirement – this allows us to then establish your current financial situation to see how we make up any gaps in your pension plans – we will give you full advice and recommendation, equally we can also work on an execution only arrangement – this is entirely your choice.

So why should I consider Independent Financial Advice for any pension advice?

When you speak to a whole of market Independent Financial Adviser, you are talking to a professional adviser who is able to access almost every pension fund that is available to you as an individual. We would be able to research the investment funds that match your risk profile, look at how they have performed historically and make recommendations on which pension fund is most suitable to you. As a G60 qualified pension adviser, we are able to offer advice and arrange transfers from one pension plan to another. To do this we have access to many pension scheme providers and pension scheme funds. We will establish your goals regarding retirement; including how much you would like to retire with, when you would like to retire, and how much you currently have towards this retirement aim. Once we have these facts to hand we also look at your current financial situation and discuss how much you may have available to contribute towards a pension, stakeholder or otherwise. Finally we will aim to establish your risk profile and look to recommend pension funds that match the amount of risk you are willing to take with your money.

So how do I contact you to discuss my requirements for pension advice? Can I still contact you if I already have a pension scheme in place? I have been offered the opportunity to join my company pension scheme, would you be able to give me advice on whether I should join or not?

If it is your first steps towards seeking pension advice, then we have tried to make it as easy as possible for you to get in touch, therefore you can either contact us on 01274 516900, alternatively you can complete this short enquiry form below with brief details of your enquiry and your contact details. Also, if you already have a pension plan in place, we can review your existing pension arrangements and use these to compare possible alternatives to see whether it is best to move your pension or indeed to leave the plan with your current provider. We look forward to speaking to you soon.