Pensions Scheme Options

Workplace Pensions and the National Employment Savings Trust (NEST) – download information here

There are many types of pension schemes that different individuals can consider. What is important regardless of the pension scheme you choose is that everybody should ensure they are making adequate provisions for their retirement. There are many different types of pension, but the first thing we determine is – are you looking at this as an individual or as a business owner? As an individual you might be thinking about joining an Occupational Pension Scheme, it might be a privatepersonal pension scheme or astakeholder, alternatively you might be considering a Self Administered pension scheme. As a business owner you might be considering setting up a Pension scheme for your employees, or you could be considering a pension that is exclusive to executives and directors. We just do not know, which is why we prefer to speak to people to determine which direction you can / might want to take when considering your retirement options

So how can Twismo Financial Planning help me choose from different pension schemes for my company / business?

Firstly a pension scheme should be created to provide a benefit to your employees, it shouldn`t be an administrative nightmare. It should be attractive enough to join. Please remember, if you wouldn`t join it, then it is unlikely your staff would. Talking to our specialist pension advisers, we can help you to choose a pension scheme that allows you flexibility – this means your employees can decide how much they want to contribute, which funds they might want their pension pot to be invested in, it might allow them to swap their pension funds during the life time of the investment. We can ensure that payments can be made to the scheme via the payroll of your company, and a direct debit is set up to pay the pension provider each month. What we really want to offer you is that personal attention all our clients receive from our advisers

How do we take it forward from here?

We have designed a very easy enquiry from which allows us to capture just enough information to allow us to call you to discuss your requirements. Alternatively you can contact us on 01964 551627. We look forward to speaking to you soon.

For more information on employer stakeholder pension information download our information sheet here